A traveler set forth on a journey, with an Ass and a Mule, both carrying a heavy weight. Along the journey the Ass felt his load to be more than he could bear. He asked the mule to relieve him of a small portion of the weight, so he could continue with the rest; but the Mule refused. Shortly afterwards, the Ass fell down, dead under his burden. The Traveler had no other option than to place the Ass’ hide and all the weight carried by it on the Mule. Because the Mule refused to carry a small burden he had to carry a large one.

It is important that you take a little time now to prepare your estate plan than to wait and have your family bear the consequences of an avoidable negative situation.