Whether or not life insurance proceeds are included in your taxable estate depends on who owns the policy when the insured person dies.

In 2013, the capital-gain rate will soar to 23.8%. In 2011, the estate tax will rise to 55%. We can help you eliminate both.

Same sex and unmarried couples face unique estate planning issues since, in Florida, their unions are not legally protected.

Loaning Money to Your Children is Suddenly a Wise Investment: http://EzineArticles.com/4030403

wishes to protect what you value most. Contact me for a free estate planning consultation and shelter your family from future distress.